SCRATCH & WIN PROMOTION
No Purchase or payment necessary to Enter or Win. A purchase or
payment of any kind will not improve your chances of winning.
1. Eligibility: This Drawing is open only to individuals who: (a) are legal residents of Canada and (b) are at least eighteen (18) years
of age at the time of entry. The contest is open to all Canadian residents between July 10 and August 30, 2015.
2. Sponsor: Drawing is administered by Cashin Mortgages located at 3100 Ridgeway Dr. Unit 8, Mississauga Ont.
3. Agreement to Official Rules: Participation in this Drawing constitutes your full and unconditional agreement to and acceptance of these
Official Rules and the decisions of Sponsor, which are final and binding. Winning is contingent upon fulfilling all requirements set forth herein in a
4. Entry Period: This Drawing begins on July 10th at 12:00 a.m. Eastern Standard Time (“EST”) and ends on August 30th at 11:59 p.m. EST
(the “Drawing Period”). Sponsor’s store clock is the official timekeeping device for the Drawing. All eligible agents must enter prior to Augsut 30 st at 11:59pm EST when the promotion expires.
5. Entry: During the Drawing Period, visit the link provided to you by Cashin Mortgages. THERE IS A LIMIT OF ONE (1) ENTRY PER PERSON. If
you attempt to obtain more than one (1) entry, all of your entries will be voided. Sponsor reserves the right to restrict participation in this Drawing to
any person at any time for any reason and/or to disqualify any entry at any time for any reason. Any attempted entry by any means except as permitted in
these Official Rules is void. You must provide true, accurate and complete information as requested.
6. Winner Selection; Odds of Winning: During the Drawing Period, Sponsor will randomly select a prize from among all eligible entries.
Odds of winning:
2 /4999 $50 Gas Card!
5/4999 $25 Gas Card!
10/4999 $10 Gas Card!
25/4999 $5 Gas Card!
1000/4999 $100 Gift Certificate Toward Solicitors Closing Costs!
500/4999 $250 Gift Certificate Towards Solicitors Closing Costs!
1000/4999 $100 Gift Certificate Towards Appraisal Costs!
500/4999 $250 Gift Certificate Towards Apprasial Costs!
978/4999 Free Debt Consolidation Analysis!
978/4999 First Time Home Buyer Webinar!
ALL POTENTIAL WINNERS ARE SUBJECT TO VERIFICATION BY SPONSOR, WHOSE DECISIONS ARE FINAL AND BINDING IN ALL MATTERS RELATED TO THIS DRAWING. YOU ARE NOT A
WINNER OF ANY PRIZE UNLESS AND UNTIL YOUR ELIGIBILITY HAS BEEN VERIFIED AND YOU HAVE BEEN NOTIFIED THAT VERIFICATION IS COMPLETE.
7. Requirements of each Potential Winner: Potential winner may be required to provide his/her full name, mailing address,
and /or an Affidavit of Eligibility verifying compliance with these Official Rules; failure to do so will result in prize forfeiture.
8. General Conditions: Sponsor reserves the right to cancel, suspend, and/or modify this Drawing if any problem corrupts the
administration or security of this Drawing. In such event, Sponsor reserves the right to provide prizes from among the eligible entries issued up to the
time of the impairment or Sponsor’s identification of the impairment. Sponsor reserves the right in its sole discretion to disqualify any individual it
finds to be tampering with the entry process or the operation of this Drawing or to be acting in violation of these Official Rules or in an unsportsmanlike
or disruptive manner. Any attempt by any person to undermine the legitimate operation of this Drawing may be a violation of criminal and civil law and,
should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure
to enforce any term of these Official Rules shall not constitute a waiver of that provision. All activity arising out of and relating to this Drawing is
subject to verification and/or auditing for compliance with the Official Rules and you agree to cooperate with Sponsor concerning verification and/or
auditing. If verification activity or an audit evidences non-compliance of an entry or entrant with the Official Rules, Sponsor reserves the right to
disqualify the entrant and remove the entry from this Drawing at any time.
10. Publicity: Except where prohibited, by participating in this Drawing, you grant Sponsor an irrevocable license to use, alter adapt,
publish, distribute, copy, exhibit, display, market, promote, advertise, publicize and otherwise exploit your entry, including your name, photograph,
likeness, written and other materials, in whole or in part, for promotional purposes, in any and all languages, and in any and all media now known or
hereinafter developed, including but not limited to, website, television, radio and/or printed materials, worldwide in perpetuity (or a shorter period if
limited by applicable state law), without further compensation, notification or permission. You shall not claim or be entitled to receive any compensation
or credit for such use.
11. Limitations of Liability; Disclaimers/Release: The Released Parties are not responsible for: (a) any inaccurate information, whether
caused by entrants or printing errors; (b) unauthorized human intervention in any part of this Drawing; (c) technical failures of any kind, including, but
not limited to electronic malfunctioning of any network, hardware or software; (d) technical or human error which may occur in the administration of this
Drawing or the processing of entries; (e) lost, delayed, misdirected, or undeliverable mail; or (f) any injury or damage to persons or property including,
but not limited to, death, which may be caused, directly or indirectly, in whole or in part, from your participation in this Drawing or receipt of any
prize. SPONSORAND EACH OF ITS SUBSIDIARIES, AFFILIATES, AGENTS, DISTRIBUTORS, RETAILERS, AND ALL OF THEIR RESPECTIVE ADVERTISING AND PROMOTIONAL AGENCIES,
REPRESENTATIVES, EMPLOYEES, CONTRACTORS, OFFICERS, DIRECTORS, AND AGENTS (COLLECTIVELY, THE “RELEASED PARTIES”) EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES
OF ANY KIND (WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE), INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, AND NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES SHALL RELEASED PARTIES BE HELD RESPONSIBLE OR LIABLE FOR ERRORS OR ANOMALIES RESULTING IN
THE UNINTENDED OR ERRONEOUS PARTICIPATION, AWARD OF PRIZE OR OTHER BENEFITS UNDER THESE OFFICIAL RULES. RELEASED PARTIES OFFER NO ASSURANCES, GUARANTEES OR
WARRANTIES THAT THIS DRAWING OR RELATED WEBSITES WILL BE UNINTERRUPTED OR ERROR-FREE. RELEASED PARTIES WILL NOT BE LIABLE OR RESPONSBLE FOR DAMAGES OF ANY
KIND RELATED TO YOUR PARTICIPATION IN OR INABILITY TO PARTICIPATE IN THIS DRAWING OR RECEIPT OF A PRIZE, WHETHER THE DAMAGES ARE DIRECT, INDIRECT,
INCIDENTAL, SPECIAL OR CONSEQUENTIAL. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THESE
LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU IN WHOLE OR IN PART.
13. Disputes: Sponsor reserves the right to make all decisions in its sole discretion arising out of or relating to this Drawing, and the
decisions by Sponsor are final and binding on all matters relating to this Drawing. Except where prohibited, you agree that: (a) any and all disputes,
claims and causes of action arising out of, or connected with, this Drawing or any prize awarded shall be resolved individually, without resort to any form
of class action; (b) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with
entering this Drawing, but in no event attorneys’ fees; and (c) notwithstanding the foregoing, you waive the right to claim any damages whatsoever,
including, but not limited to, punitive, consequential, direct, or indirect damages. All issues and questions concerning the construction, validity,
interpretation and enforceability of these Official Rules, your rights and obligations, or the rights and obligations of Sponsor in connection with this
Drawing, shall be governed by, and construed in accordance with, the laws Canada and the province of Ontario, without giving effect to any choice of law or
conflict of law rules, which would cause the application of the laws of any jurisdiction other than the province of Ontario. By participating in this
Drawing, you agree that Ontario will be the exclusive forum for any formal dispute resolution.
14. Official Rules and Winners List: You may obtain Drawing results and a copy of these Official Rules by sending a self-addressed,
stamped envelope to Cashin Mortgages, Attn: Mark Cashin. Records may not be available beyond two years unless required by law.